BUILDING A BRIDGE TO YOUR FUTURE
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EFRAIN SIBRIAN
INSURANCE
AGENCY
Life insurance is a financial protection policy for your family that gives them a tax-free cash payment if you die while the policy is in effect. —usually while you have dependents relying on your income.
Welcome to
Testimonials
​Indexed universal life insurance has been riding a wave of popularity for several years and was the fastest-growing segment of the individual life insurance market in 2014, making up 52% of universal life premiums paid and 20% of all individual life insurance premiums paid, according to life insurance research organization LIMRA.
“In my opinion, indexed universal life insurance is the best life insurance product on the market,” says Guy Baker of Wealth Teams Solutions in Irvine, California. It’s flexible, and “gives the highest probability of a substantial long-term return on investment,” he adds.
HOURS & LOCATION
Location
4315 E. Lowell St. Ste A
Ontario CA, 91761
Tel: (951)483-3781
Fax: (323)372-3607
Hours
Monday - Friday
8:30 am to 6:30 pm
Saturday
9:00 am to 3:00 pm
Evenings by Appointment
TERM LIFE INSURANCE
gives you coverage for a set period of time
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WHOLE LIFE INSURANCE
It has a death benefit that lasts until you die, whenever that occurs. It also has a cash value component that grows over time, similar to a savings or investment account.
INDEX UNIVERSAL LIFE INSURANCE
allows the owner to allocate cash value amounts to either a fixed account or an equity index account. Policies offer a variety of well-known indexes such as the S&P 500 or the Nasdaq 100. ... IUL policies offer tax-deferred cash accumulation for retirement while maintaining a death benefit.
